Independent Physiotherapy Consultations

Clinical Treatment and Liability Review

Independent insight for complex claims.
Objective. Functional. Defensible.

Clear, objective physiotherapy clinical reviews and recommendations for insurers needing rapid file reviews

— without an Independent Medical Examination (IME)

1. Clinical Review of Treatment Appropriateness (Desktop + Provider Call)

→ Purpose: Evaluate whether current or proposed physiotherapy is evidence-based, functionally justified, and scheme-compliant.

Includes:

  • Desktop file review

  • Phone discussion with treating physiotherapist (if appropriate)

  • Alignment with Clinical Framework for the Delivery of Health Services

  • Functional outcome measures and treatment reasoning

  • Independent treatment recommendations (e.g. continue, modify, discharge)

2. Liability & Compensability Review (Desktop)

→ Purpose: Determine if the current treatment and injury are causally linked to the compensable event. Often addresses diagnosis drift, chronicity, and overextension of claim scope.

Includes:

  • Full desktop review

  • Review of original incident, medical evidence, and treatment history

  • Functional and diagnostic commentary

  • Recommendation on liability status and whether treatment is claim-related

3. Independent Physiotherapy Examination (IPE): In-Person or Telehealth

Purpose: Provide an objective, hands-on (or virtual) assessment of function, diagnosis, and recovery status.

Includes:

  • History taking

  • Physical examination (or structured telehealth functional testing)

  • Use of validated outcome measures

  • Biopsychosocial factors noted

  • Full written report

  • Fitness for work, future treatment needs, and discharge readiness

Refer for Independent Case Review

Submit the referral form below or contact us directly — we’ll respond within 1 business day.

Independent Physiotherapy Consultations Provided for Claims Managed By:

Comcare

Gallagher Bassett

EML

TAC

DVA

Australia Post

iCare NSW

Zurich Australia

Injurynet

MedHealth Group

Qantas

Reserve Bank of Australia

NAB

CBA

CSL Limited

BUPA Defence

Open Arms

Telstra

Zurich Life

AIA

MLC

TAL

Altius Group

WorkFocus Australia

MLCOA

Australian National University

National Library of Australia

Coles Group

Woolworths Limited

Crown Resorts (Melbourne)

Metro Trains Melbourne

Transurban

Australia Pacific Airports Corp

Downer Group

Lendlease

Visy

BHP

Rio Tinto

AGL Energy

Cleanaway

APA Group

QBE Insurance

MetLife Insurance

TAL

AMP Life

Hannover Life

Victorian Managed Insurance Authority (VMIA)

and more

Comcare • Gallagher Bassett • EML • TAC • DVA • Australia Post • iCare NSW • Zurich Australia • Injurynet • MedHealth Group • Qantas • Reserve Bank of Australia • NAB • CBA • CSL Limited • BUPA Defence • Open Arms • Telstra • Zurich Life • AIA • MLC • TAL • Altius Group • WorkFocus Australia • MLCOA • Australian National University • National Library of Australia • Coles Group • Woolworths Limited • Crown Resorts (Melbourne) • Metro Trains Melbourne • Transurban • Australia Pacific Airports Corp • Downer Group • Lendlease • Visy • BHP • Rio Tinto • AGL Energy • Cleanaway • APA Group • QBE Insurance • MetLife Insurance • TAL • AMP Life • Hannover Life • Victorian Managed Insurance Authority (VMIA) • and more •

We provide independent clinical opinions for claims managed by the listed insurers and organisations.  This list reflects relevant schemes, not formal affiliations or partnerships.

Clarity. Integrity. Confidence.

Whether you're managing a complex case or reviewing treatment plans under pressure, we provide clear, defensible clinical opinions to support your decision-making.
No confusion. No wasted time. Just the insight you need, when you need it.